How VA Loans Can Help Make Homeownership Dreams Come True

November 9, 2023

For more than 79 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or someone you care about has served in the military, it’s essential to learn about this program and its advantages.

Here are some important things to know about VA loans before you buy a home.

The Many Advantages of VA Home Loans

VA home loans provide a pathway to homeownership for those who have served our nation, and they’re a great benefit for buyers who qualify. According to the Department of Veteran Affairs:

Options for No Down Payment: Qualified borrowers can often purchase a home with no down payment. That’s a huge weight lifted when you’re trying to save for a home.
Limited Closing Costs: There are limits on the types of closing costs you pay when you qualify for a VA home loan. So, more money stays in your pocket when it’s time to seal the deal.
Don’t Require Private Mortgage Insurance (PMI): Many other loans with down payments under 20% require PMI. VA loans do not, which means veterans can save on their monthly housing costs.

A recent article from Veterans United sums up just how impactful this loan option can be:

“For the vast majority of military borrowers, VA loans represent the most powerful lending program on the market. These flexible, $0-down payment mortgages have helped more than 24 million service members become homeowners since 1944.”

Bottom Line

Owning a home is the American Dream. Veterans sacrifice a lot to protect our country, and one way we can show our appreciation is by making sure they know all the benefits of VA home loans. Thank you for your service. Let’s Connect.

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About the Broker/Owner

Marcus Bruno

Licensed real estate broker with over 20 years of experience in the industry, beginning his career in 2000 as a real estate agent and earning a broker's license in 2010. Known for a strong passion for helping people find their dream homes and negotiating the best deals. Specializing in residential real estate with extensive knowledge of the local market and trends. In 2015, a move to Houston with his family led to the opening of Bruno Fine Properties Inc in 2018—a real estate brokerage serving Spring and surrounding communities. A proud father of five beautiful girls and happily married to Malika Bruno since 2003. Outside of real estate, time is often spent with family, working out, and reading. He's always eager to meet new clients and share valuable market knowledge.

Remarkable service for remarkable you!

testimonials

The first thing I appreciate about the help you provided is your patience. It took a loooong time to find the house, and. through it all, you were very patient and would even challenge me to take a more thorough evaluation of my decisions rather than rush me into a house to close a deal.

I also appreciate your knowledge of the market. I was given an explanation of all of our options and the latest on new programs immediately in order to take advantage of them.

Musa Kposowa

I purchased my 2nd home in 2011 with the help from Marcus. I had just went through a divorce and was ready to move on. Marcus held a home buying seminar and that's where I met him. We talked about what I wanted and what I needed to purchase a home. He was patient, knowledgeable of how the realtor marketing worked. We started the process and within 4 months I went to settlement. I set a goal of how much I wanted to spend and the size of house I wanted and he delivered. He kept in touch with me everyday with house listing, emails and phone conversation and he was "HONEST". The one thing you need to feel when spending your money. I have recommended him to people and I still recommend him today. He enjoys his work and making people happy. Thank you Marcus, Ms. Richardson

Paulette Richardson

I would like to recommend our real estate agent Marcus Bruno. Here is the review I gave him on the sale of our home.

5 stars

Marcus listened to our needs and ideas and worked as a team with us which led to a very profitable sale with minimal issues. It was a very smooth transaction. He was very pleasant to deal with and minimized stress for us in the whole process. He was also very proactive and organized in planning everything which lead to 26 showings and more than 20 people at an open house all within 2 days. We had over 9 offers from that 2 days. So we didn't have to leave the house on the market for longer than 2 days and disrupt our lives with nuisance showings. He was very savvy with negotiating, picking the best buyer, and using leverage to give us the best deal.

Nicole & Justin Adcock

I wanted to write you to tell you how much your experience in real estate made my purchase of a house so easy. Your ability to qualify me for a house was fast, and by using your website, I was able to make my selection of houses from my home. And after I chose the house you did the rest: inspections, appraisal and finally the loan. Even settlement was a breeze-you made it all happen smoothly.

Bob Keller

What struck me most was that when I asked a question, I got an honest response, and when the facilitators didn't know the answer, they knew where to look up the information and get back to us about it. One of the great aspects was that there was an attorney present to give answers "from a legal point of view". Lastly, the handouts were clear and concise--really helpful and not something to put away in a binder forever and always. I would recommend this seminar to anyone who is planning to buy or sell a home and is new to the world of real-estate.