What You Need To Know About Down Payments [INFOGRAPHIC]

December 15, 2023

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Some Highlights

If you want to buy a home, you may not need as much for your down payment as you think.
There are various loan options for qualified buyers with down payments as low as 3.5% or even no down payment requirement. There are also thousands of programs available to help homebuyers with their down payments.
With the right resources, your down payment may be more within reach than you realize. To learn more about your options, let’s connect.

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About the Broker/Owner

Marcus Bruno

I am a licensed real estate broker with over 20 years of experience in the industry. I started my career in 2000 as a real estate agent, and in 2010 I became a broker. I have a passion for helping people find their dream homes and negotiate the best deals. I specialize in residential real estate, and I have extensive knowledge of the local market and trends. In 2015, I moved to Houston with my family and in 2018 opened Bruno Fine Properties Inc, a real estate brokerage that serves the Spring area and surrounding communities. I am a proud father of five beautiful girls, and I have been happily married to my wife Malika Bruno since 2003. When I am not working, I enjoy spending time with my family, playing golf, and reading. I am always eager to meet new clients and look forward to sharing my knowledge.

Remarkable service for remarkable you!

testimonials

When we decided to sell our home and look for a new one, we firmly resolved not to make any compromises and to settle only for the house we really wanted, with all the attributes we chose as ideal. We realized this would take a good while, and so we warned our agent that he needed to be very patient; we did not want to feel rushed. It took two whole years to find the house of our dreams and Mr. Bruno stayed the course all the way. He is like Job: perseverant to the end. Note that we only wrote one contract on a house, and it was for the one we bought, thanks to the help and guidance of our agent.

Cindy & Bruce Wein

The presentation was basic enough that a novice could grasp the content, which is what I needed since I’m just getting started. I know the one on one personalized counseling isn’t probably part of your normal routine, but I found that part most helpful. Hearing advice and strategies from you and the loan officer helped me understand where I need to be. I have ready told my family and friends about the workshop! I think it is such a great value. Knowledge is power. In order to move smart, you have to know what’s going on. So, thanks again!

Nakischa Davis

Marcus is a fast worker and reliable. I loved the electronic document service you used; it was super convenient for me considering I was in school and always on the go and unable to make it a office. And Marcus was always there to calm me down when things were getting complicated and frustrating, things expected in the real estate business.

Celia Lewis

I signed up Marcus to sell my house in Tomball TX in July 2017 based on all positive testimonials and just one phone conversation since I was remotely located (California). I had a positive vibe in that one single conversation. We had an offer in the making within a month - mid Aug 2017 when unfortunately my house flooded late August during Harvey. Marcus took the lead in arranging water remediation within hours of after water receded as well lined up all help to initiate repair of the house. He went above and beyond his role as a realtor to help me in that tough situation especially since I had already moved to California. We relisted the house for sale in Jan 2018 and the house was sold at the best possible price given the circumstances in mid-Feb. What I liked about Marcus - his in-depth experience and understanding of the market (18+ years of experience!), his immensely rational approach, his nature to work closely with the buyer and balance out things in all situations - flooding, repair, losing one buyer in Jan 2018 as the buyer could not qualify for loan and finally sealing the deal with another buyer in Feb 2018. Marcus stuck with me throughout the rough ride since Aug 2017 until Feb 2018. He guided me throughout to make the right decisions. At length, I say, I have earned a friend for life in him!! I would like to sincerely recommend Marcus for any real estate needs. I guarantee you will be very happy in doing so

Avinash Taware

Marcus paid particular attention to our specific needs in the selling of our condo. He kept our requirements in mind and provided precise and professional advice to assist us when we had to take decisions. However, what we found most helpful among the services he provided was his explanation of the entire process as we went along. He was able to answer each question in detail, and indicate the next steps to be taken.