State & Local Government Programs
Harris County - Up to $23,800 for New and Existing Homes
- First-time homebuyers only
- Income limits apply - Must be at or below 80% of the Area Median Family Income (AMFI) based on household size
- New construction homes must be Energy Star certified
- Existing homes must be less than 20 years old
- Home must be in Harris County, but outside the city limits of Houston, Pasadena, and Baytown
Homes For Texas Heroes
- Up to 5% of the loan amount in assistance
- Grant based program - No need to repay the DPA
- For qualified educators, emergency medical personnel, fire fighters, corrections, officers, allied health faculty , county jailers, juvenile correction officers, nursing faculty, peace officers, public security officers, or veterans
- Household income and purchase price limits apply
- Home can be located anywhere in Texas
- Funds provided by TSAHC
City of Houston - Up to $15,000 for new and existing homes
- For homebuyers who pay taxes to the city of Houston and who currently don't own property
- Income limits apply - Must be at or below 80% (Houston HOPE) and 110% (Workforce Housing) of the Area Median Family Income (AMFI) based on household size
Home Sweet Texas Home Loan
- Up to 5% of the loan amount in assistance
- Grant based program - No need to repay the DPA
- Household income and purchase price limits apply
- Home can be located anywhere in Texas
- Funds provided by TSAH
5 Star Program
- Up to 6% of the loan amount in assistance
- Grant based program - No need to repay the DPA
- Homebuyer must meet household income limits
- Home can be located anywhere in Texas, except within the city limits of Grand Praire, El Paso, McKinney, and Travis County (including the City of Austin)
- Funds provided by SETH
Montgomery County - Up to $14,500 for new and existing homes
- First-time homebuyers only
- Income limits apply - Must be at or below 80% of the Area Median Family Income (AMFI) based on household size
- Home must be in Montgomery County, but outside the city limits of Conroe
- Maximum sales price of as set by HUD ($183,000 existing home, $228,000 new home)
My First Texas Home
- Up to 5% of the loan amount as a second mortgage loan (must be paid back)
- Household income limits apply - $69,300 for 1 to 2 people and $79,695 for 3 or more people
- Home can be located anywhere in Texas
- Funds provided by TDHCA
Homebuyer Education
Video 1 - How Much Will A Home Cost Me?
Video 2 - 5 Sources of Down Payment Assistance
Video 3 - Texas Down Payment Programs
Video 4 - Down Payment Programs Ins & Outs
Video 5 - S.E.T.H. & H.A.T. Program Details
Video 6 - A Home Purchase Scenario
Video 7 - Negotiation Terms
Video 8 - What Happens After Your Contract Is Accepted
Would you like to get pre-approved for one of these programs or do you have a question?
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Bruno Fine Properties, Inc.
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